Christmas hangover December 25 2011

I have to admit to feeling a little sluggish this morning, spent a lovely Christmas day with friends and needed no rocking when I finally fell into bed. But, I am up bright and breezy this morning and am heading out to the links to tee it up at 0840. My friend and great golfing adversary Capt Tim has challenged me to a round, winner takes all. Talking of winners taking all I have read about a company call Debitsuccess, they will pay your annual green fee and let you pay it back in installments, sounds like that could end up costing us golfers even more, I could not find out what the interest rates are, so if you are thinking of participating in this, remember the saying, buyer beware.